Digital Services

Digital Services

Digital User Experience for Your Customers with the New Debit Card

Digital Debit Card Services

As an issuer, you can bring the digital functions of new debit cards (VISA Debit and Debit Mastercard) to card holders’ smartphones. SIX supports use cases such as wallet payments and 3D Secure and offers mobile services (such as instant notifications and self-management), enabling you to stand out from the competition when it comes to mobile payments.

A User-Friendly Digital Experience for Your Customers

You as the issuer decide which procurement channel suits you: integrate our digital services via the debiX API or make use of them via a white-label solution (with the “debiX+” app). A combination of the two is also a possibility.

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How You Will Benefit

Collaborative Development

As an issuer, take the opportunity to cooperate actively on the development of digital services and take part in our “client panels.”

State-Of-The-Art Technology

The services are developed and continuously updated on the basis of state-of-the-art technology. Our white-label app supports common smartphone models and works independently of the operating system.

Flexible and Modular

Use our services in a modular fashion and adapt the service spectrum to your needs in an ongoing manner.

About This Service

The digital services offer a broad spectrum of services relating to the new digital functions of the debit card. You as the issuer decide which procurement channel suits you: integrate our digital services via the debiX API or make use of them via a white-label solution (with the “debiX+” app). A combination of the two is also a possibility. Procure specific services via the debiX API in order to integrate them into your applications. At the same time, make selected services available to card holders via our white-label app – creating a user-friendly, digital experience for your customers. The functions and features are updated continuously.

3D Secure Services

SIX offers the risk-based, multi-step authentication of e-commerce transactions (3D Secure). One or more debit cards that support 3DS are registered for 3D Secure by the card holder. Payments are approved using data on past payments in connection with a sophisticated set of rules: either via frictionless authentication or via weak or strong authentication using a password in the app (debiX+ or bank’s own solution) or an SMS code.

Mobile Payment Services (Tokenization)

Give your customers the option of mobile payment via a wallet. We have negotiated a cooperation agreement with the providers Apple Pay, Google Pay and Samsung Pay. As a customer of SIX, you simply sign an issuer agreement for each wallet provider. SIX ensures both the technical and the contractual connection. 

In addition, the debit card can be used with wearables (wearable and contactless devices) from Swatch Pay, Fitbit, Garmin Pay and Fidesmo Pay.

Mobile Services

Bring new debit card functions to card holders’ smartphones. In addition to the options for secure online purchases (3D Secure) and mobile payment (tokenization), there are other use cases such as notifications of transactions in real time via push notifications or the self-management of a card (locking, unlocking, activation/deactivation of features).